4 Major Insurances Calculator (Korea 2026)
Calculate Korea's four social insurances from monthly salary at 2026 rates — employee and employer shares.
Enter monthly salary to get the four social-insurance deductions.
2026 rates: National Pension 4.75% (income base capped at 6.59M KRW), Health 3.595%, Long-term Care = 13.14% of the health premium, Employment (unemployment) 0.9% — each paid by employee and employer. Employers also pay employment-stability/skills (0.25–0.85% by size) and industrial-accident insurance (by industry). Amounts may differ slightly from official billing due to rounding.
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2026 rates
Employee shares: National Pension 4.75% (income base capped at 6.59M KRW), Health 3.595%, Long-term Care = 13.14% of the health premium, Employment (unemployment) 0.9%. Enter monthly salary to see each deduction and the total.
Employee and employer
Pension, health, long-term care and the unemployment portion of employment insurance are split evenly between employee and employer. Employers also pay employment-stability/skills (0.25–0.85% by size) and industrial-accident insurance (by industry).
Take-home pay
For net pay after income and local tax as well, use the salary calculator.
Private by design
Inputs are calculated in your browser and never sent to a server.
Frequently asked questions
What are the 2026 rates?
Employee: pension 4.75%, health 3.595%, long-term care 13.14% of the health premium, employment 0.9%. Each is matched by the employer.
How is long-term care calculated?
As 13.14% of the health-insurance premium, not of salary directly.
Do employers pay the same?
They match the four shares, and additionally pay employment-stability/skills and industrial-accident insurance.
Are the inputs sent anywhere?
No. Everything is calculated in your browser and nothing is uploaded.